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Coping with 100.01 Oil


Today, crude oil prices closed above 100 a barrel for the first time ever. Increasing global demand, a debauched U.S. currency, hostilities between ExxonMobil and Venezuela and a refinery explosion are some of the macro and micro factors driving the c
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3 critical investments for the vicenarian


If you??re reading thevicenarian.com, chances are you??re interested in investing. Stocks, bonds, mutual funds, commodities, ETFs, REITs : there??s no shortage of investment choices for your money. Here are three critical investments that should be at
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Vicenarian Personal Health Investment Tips


Your health is important and using your time and resources to improve it is vital to a happy life. I didn??t have trouble with the freshmen 15 at college, but I did struggle with the 1st year financial analyst 20. I regret the health decisions I made.
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Vicenarian Travel Tips


In the U.S. we work too much and take too little vacation. In an attempt to correct this in my young professional life, I??ve taken off a week in between projects to visit a friend in Brussels. Nothing clears the mind and replenishes one??s internal mo
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Vicenarian Stock Picking


You have just purchased what you believe is a great product an iPhone, a pair of Crox, a Jamba Juice smoothie, etc..? For your own sanity??s sake, I hope the first thought that enters your mind isn??t about the owning a portion of the company that
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Software Secrets for Better Budgets


Online personal finance tools are a hot new internet trend. For a vicenarian with a bunch of accounts to track and not a lot of time to do it, these can be a godsend. You have the convenience of checking all your accounts from one page, from any computer
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Live Rich on Any Paycheck


As a newly corporate young adult, chances are you??re earning more money now than you ever have before. This is an exciting time, and you should enjoy it. Regardless of how large your paycheck is, you can live a rich, happy life now and in the future by
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Renters : rejoice!


During the carefree days of the early 00??s, it seemed that only a sucker would rent. With home prices going up at 10% or more per year and mortgages available to anyone with a pulse, who wouldn??t want to buy? Then, in the summer of 2007, reality made
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Zecco + ETFs = No minimum Roth IRA


I??ve heard a few comments from friends and readers of this site that most of the big banks require too high of account minimums for mutual funds in a Roth IRA account. Fidelity requires a minimum of 10,000 Vanguard??s is 2,500. This is a problem fo
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Coffee : DIY and Save


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Vicenarian Taxes


One of the benefits of being young and not having much is that your tax filings are relatively simple. If you are a Vicenarian without children, a spouse or a mortgage, the simple tax forms are even simpler. Student loans, taxable interest, sales of st
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The Business Cycle - Recession?


Although it is part of the normal pattern of events observed in free market economies, recession isn??t to be taken lightly. The economy has slowed in recent months, and more signs are indicating that the U.S. economy is in the downward portion of the
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WORDS TO IMPRESS WITH: QUINQUAGENARIAN One of the exciting things about the English language is that the pool of words is huge. Enormous. Gigantic. Why, there are so may words to choose from that if you wanted to use all of them you'd be a quinquagena
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Do this today : renter??s insurance


As a vicenarian, chances are that you??re renting an apartment. If you??re like me, you keep some pretty valuable stuff in that apartment. Are you insured? Many young adults don??t realize that they need renters insurance. After living at home as a
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Sunken Costs


Expanding on a previous post about the psychology of investing, here??s another human psychology defect : the fallacy of the sunk cost. Reading at My Money Blog, here are some common examples of foolish decisions driven by sunken costs: Don??t
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Save Munis! Split the Monolines


Munis, municipal bonds, are instruments through which cities, counties and other local governments fund bridges, schools and other projects. Their cost of borrowing has increased in recent months because the companies that insure the payments of princi
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Vicenarian Career Beginnings


Investing in your career means more than arriving when told and leaving as soon as the clock strikes 5:00PM. Barring a substantial career change, the trajectory of your entire working life is set by your first decade in the workforce. For some reason
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RealSimple : retirement


I stumbled upon RealSimple.com and found some nice financial articles geared towards the vicenarian. Here??s 4 of 6: ???I don??t know how much to save for retirement!??? Your Biggest Money Worries, Solved Life Soul 4 : RealSimple.com via
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